Terms And Conditions for $5,000 Closing Guarantee

1. Complete Mortgage Application

2. Submit All Requested Documents

3. Receive Your Verified Pre-Approval

4. Begin Your Home Search

5. Make an Offer on the Property

Restrictions

Closing Cannot Be Less Than 28 Days From Contract Acceptance Unless Prior Approval Given
Only Valid for Conventional, FHA & VA Loans
Not Valid on Downpayment Assistance or Renovation Loans
Not Valid if there is a Home Sale Contingency
Any delays or challenges that are outside of the control of Loan Factory, or it's team shall make this guarantee null and void. These may include but not limited to:

Borrower Delays
Appraisal Delays
Title & Escrow Delays
Attorney or Seller Delays
Employment or Credit Verifications
Changes to Borrower Application
HOA Eligibility Issues or Delays
Insurance Issues or Delays

This in no way constitutes an agreement between the seller and Loan Factory. The seller cannot require the buyer to use Loan Factory as their lender and the buyer is free to shop other loan services.

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